Ayushman Bharat Yojana

Ayushman Bharat Yojana has been launched by the Government of India in April 14, 2018, in pretext of altering the Primary, secondary and tertiary health care system in India. When the people are healthy the country becomes powerful, the productivity increases also the quality of life goes through a incredible transformation. This way the economy gets stabilized and the nation prospers. This Scheme targets around 10 crore families that can be classified as poor and susceptible populations.

Aysushman Bharat Yojana comprises of two major health care programs, likewise it includes Health and Wellness Centers Establishment and National Healthcare Protection Scheme. Ayushman Bharat Yojana consists of two foremost elements.

  1. National Health Protection Scheme
  2. Wellness Centers

National Healthcare Protection Scheme provides with cashless treatment to patients, whereas wellness centers provides primary care to the patients. In reality the government is planning to upgrade the existing Public Health Centers to Wellness Centers. According in the news reports, government is planning to roll the Welfare Scheme on August 15. To make certain, a unified harmonization between the Centers and the States, the government has roped in a multiple agencies for this sole purpose.

Ayushman Bharat Yojana requires the registration process to be online. Procedure for this Yojana through online application is not a hard process. The online registration and handling makes life really easy for both the applicant as well as the government as it is hassle free. Benefits of this Yojana is transferable across the country and a recipient covered under the scheme will be allowed to take cashless paybacks from any public/private empanelled hospitals across the country. The government has evidently stated that the process implementation for Ayushman Bharat Yojana will be carried out in three phases nationwide.

Ayushman Bharat Yojana Application and Registration Procedure

People who are interested in this Scheme and are Eligible can start applying for this project from August 2018. It is foreseen that the government will be setting up a new portal for this purpose. Herein the applicants and users can perform the registration, insurance claims and status checking all other related services. The close Government Sources reveal that first stage of this ultra-large project will start rolling on the Independence Day, 15th August 2018.

The Documents required to be submitted while applying

For this Health Insurance Scheme each Applicant needs to have an Aadhar link card and possess an Aadhar Card to for this health insurance scheme. The applicants need to send a scanned copy of Aadhar Card, alongside of the application form they also need to submit income and caste certificate. The official portal for sending the applications for Ayushman Bharsat Yojana, is still not concluded but the reliable government source confirmed that it will begin soon.

Eligibility criteria for Ayushman Bharat Yojana

The eligibility foundation of Ayushman Bharat Yojana is on SECC basis (State Economic Caste Census) that was performed by the government on 2011. In accordance with the list, around 10.74 crore families from both rural and urban areas are eligible to apply for this Yojana. The survey covers the deprived rural families and the identified occupational categories of the urban workers. If there are any changes in the data of SECC in the future, it will be applicable for Ayushman Bharat Yojana eligibility as well.

This is an ingenious determination by the Central Government of India to reformulate the healthcare system of India. The National Health Protection Mission (NHPM) has suggested to offer an insurance coverage of RS. 5 lakh per year, to every eligible family as far as it concerns the secondary and tertiary care hospitalization. The government also strategizes to arrange 1.5 lakh health and wellness care centers across the country.

The project is now effective and consists of around 18000 centers, which are active with their operations in several parts of India. When in the matter of the size of the covering beneficiary family, there will be no limitations. This Scheme will be concreting the way for judicious handling and increased overall patient’s satisfaction among the poor fragments of the society. This Scheme intention is to eradicate all shortcomings related to the other insurance schemes and the cashless benefits of treatments. This scheme consist of all the government hospitals and selected private hospitals as well.

People covered in this Program

Ayushman Bharat Yojana is the biggest government healthcare program in the world, and the families that come under this scheme will be provided with rupees 5 lakh. The Government of India offers health insurance for 50 crore people that belong to 10 crore.

What is the Scheme Premium that needs to be paid?

For this program the applicants have to pay only Rs 1000 to 1200 as an annual premium. There are several benefits of this Scheme whereas the amount that is to be paid as premium is reasonably very minimal. This Scheme makes the cashless treatment a reality and so a person can approach the government designated hospitals for the treatment. Both Indian Government hospital and Private Hospitals fall under the Ayushman Bharat Yojana, so you can visit the hospitals that come under this scheme in order to gain cashless dealing.

The government has yet not affirmed the date for initializing the application process for this Yojana, but it is projected that the date for the commencement of the online application, will be informed soon enough. Thus the applicants will have to submit their application form online. The government will later come up with a portal wherein those applicants who are qualified will be able to perform registration process and the rest of the associated activities. There are several healthcare experts who have estimated that this project will work for changing the face of the healthcare systems all over India within a duration 10 years.

Ayushman Bharat Yojana Toll Free Number

The toll free number for the Ayushman Bharat Yojana is 1800-180-1104, for details on National Health Protection.


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